Apply For SPCU Membership Today!

Why Wait? Apply Today and Join Over 11,800 others!

Simply complete the form below and we will contact you with your membership details.
You can find information on what we do with your personal information here.

Please note - if you wish to apply for a loan an initial debit card payment or bank transfer payment of £10 must be made. 
We also deduct a one off £5 fee from your first payment which is transferred to our Foundation account to support charities throughout the year.

Applicant Details

Title: *
First Name: *
Surname: *
Date of Birth: *
National Insurance: *
Email Address: *
Mobile: *
Dependants: *
Country of Birth:
Nationality: *

Address Details: *

Please add your address history, starting with your most recent. We require either your last 5 addresses or addresses covering the last 3 years.
To add an address, enter and search your postcode, select your address and the date you moved in, and click add.


How did you hear about us?: *
I am related to or have been referred to SPCU by a current member: *
Please enter your referrer's member number

Current Work Details

Police Force I am / was employed by: *
PSI Number - (In the event that I do not know my Police Scotland Identification (PSI) number I hereby give consent by signing this membership application, for Police Scotland payroll department to provide this to Scottish Police Credit Union upon their request in order to complete my application):
Police Officer/Staff: *
Employment Status: *

Work Address: 

Employment Start Date:


Title: *
First Name : *
Surname: *
Relationship to applicant: *

Address: *

Mobile: *

Payment in Details

How much do you wish to save? *
Min: £10.00 Max: £1,000.00
How would you like to save? *
Instruction to your Bank or Building Society: Please pay Scottish Police Credit Union. Direct Debits from the account detailed in this Instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Scottish Police Credit Union. and, if so, details will be passed electronically to my bank/building society.

Please complete the Direct Debit Instruction and select the date you wish your Direct Debit to be collected: *

Payment Date: *
Account holders name: *
Bank Account Number: *
Sort Code: *

I am authorised to set up instructions on this account, with just my signature:*

The Direct Debit Guarantee

  • This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits
  • If there are any changes to the amount, date or frequency of your Direct Debit Scottish Police Credit Union will notify you 10 working days in advance of your account being debited or as otherwise agreed. If you request Scottish Police Credit Union to collect a payment, confirmation of the amount and date will be given to you at the time of the request
  • If an error is made in the payment of your Direct Debit, by Scottish Police Credit Union or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society - If you receive a refund you are not entitled to, you must pay it back when Scottish Police Credit Union asks you to
  • You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.
How often would you like to make payments: *
* I hereby authorise the applicable finance department of Police Scotland/, to deduct from my pay the total sum of £ each pay day and remit it to the Scottish Police Credit Union Ltd.

Loan Application

Would you like to apply for a loan upon joining?: *

Marketing Preferences

DON'T MISS OUT! Keep up to date with our monthly updates, free competitions and product offers! To give us your consent, please select if you wish to receive marketing via the methods listed below. (We may send non-marketing service notifications from time to time). You can update these preferences at any time in your 'Members Area'. I wish to be kept up to date by Email with our changing products and services: *
I wish to be kept up to date by SMS with our changing products and services: *

Important Information

It is important that you understand that you are joining a Credit Union, which is a member owned mutual organisation. Upon a successful application to join you are bound by the rules and policies of the credit union and the terms & conditions of your membership. We have also provided information on the Financial Services Compensation Scheme.


Before applying you must read the FSCS guidance, membership terms and conditions, and any other documents listed. Please click the terms and conditions link below to view these.

I confirm I have read and agreed to the terms and conditions of this application.*
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